I wanted to ensure my pension and investments would meet my future needs.
Given me clearer understanding of risk and opportunity. His impartial advice has helped me make informed decisions.
The markets have been tough, and it is hard to say outcomes have been were I would want them. However, Phils advice has put me in a better position to understand the fluctuations. I am extremely happy to have an advisor who gives it warts and all!
A difficult one to answer. Finding investments that only go up, would be great. But seriously, I am not going to make up something Phil is not performing at just to answer this question. He’s doing a great job. Thanks Phil?
I needed someone I trusted to release equity from my home to install solar heating and to improve the quality of my life.
I found Phil's details on the Equity Release Council's website and from the start he was professional, informative, friendly and he found me the product I was looking for. I felt I could trust him to handle my Equity Release in a good way, which he ultimately did.
I certainly have, I received my Equity Release a week ago.
Nothing I can think of.
Previous financial advisor not proactive
Sorted all my pension issues quickly and efficiently
Yes
Nothing - Wiltshire 5 out of 5 stars
I firstly needed to buy a house Phil gave me some great advise, and further down the line he has carried out my remortgages.
Phil had sorted out all my mortgages.
Definitely, really pleased.
As far as I’m concerned nothing.
House purchase
Lots of options helping me to choose the right one for me
Yes
I've been trying to assess my primary objectives, as my retirement looms. Financial security for the future is paramount and something I have to plan for.
Revisited current investment portfolio, reviewed my risk profile and provided advice on how to achieve my end goals.
Too early to say
Nothing
I was looking for some independent advice to remortgage my property and secure a good fixed rate for the future.
Phil worked tirelessly to secure me a new mortgage that both met my requirements and also saved me money on the monthly repayments.
Yes definately Phil didn't take the quick and easy route he was very thorough and came back
with the perfect package for me and my family.
I really don't think the service and outcome could have been improved.
Thoroughly researched my existing pension. Carried out detailed review. Made some hugely
successful recommendations on a range of financial issues. Top notch.
More than. Outstanding results already.
They could have found by me many years earlier! Hardly their fault!
I was looking for a new financial advisor who was able to deal with all of my requirements in one place.
Phil listened carefully to my needs, and then found the best products matching my criteria. In each case there were a good range of providers and plans available to me.
Phil has saved me money with all of my insurance products, as well as a buy to let mortgage. I am just about to transfer my pension and I am confident this will be just as successful.
N/A
Looking to consolidate several pension pots.
Phillip provided a clear and easy to understand scenario based on my information, and explained in clear simple terms the various options open to me, and to understand the 'jargon' and ensure I genuinely did understand what I was being told.
Yes, quick consolidation of multiple pension pots, regular updates during the process so I knew what stage the various transfers were at. Bute 5 out of 5 stars.
Insurance
Clear, concise advice regarding insurance
Yes
Phil has always helped me to review realistic and meaningful financial options, with a view to making the best decision for me and my circumstances. He's very patient, responsive and I always feel he gives me a great service. Wiltshire 5 out of 5 stars
Sale of property.
Investment planning.
Early days but we understand it has shown a gain.
For this service I can't think of any improvements. Wiltshire 5 out of 5 stars
Phil, has provided me with a comprehensive review of my financial position. He is proactive
and took the time to understand my specific needs. It seemed to me that Phil was very much
focused on what was best for me.
I had inherited some money and was due to retire. I also had some shares in a fund of which I was not happy with the service they gave me.
Phil is a very personable person who explained all my options with clarity.He has put my funds in ethically sound companies, which is important to me. He also gave me advice on buy to let property and all the tax implications.
I am very happy with the advice and actions I received from Phil.I have made a will and Phil will be helping with the process of lasting power of attorney very soon.